Financing
Know the cost
before we start
We present clear treatment options with the price attached, verify your benefits before your visit, and offer three financing partners plus an in-office plan for patients without insurance.
Insurance-friendly
We’re in-network with many PPO plans and file your claims for you as a courtesy.
Three lenders
CareCredit, Cherry and Proceed Finance — apply in minutes, in office or at home.
No insurance?
We offer in-office discount dental plans that cover your preventive visits.
Financing Partners
Pay over time, at your pace
All three partners let you apply without affecting your credit score, and approval usually takes a few minutes. Our team can walk you through any of them at the front desk.
Health & Wellness Card
CareCredit
A dedicated healthcare credit card with promotional interest-free periods on qualifying treatment. Easy to apply for, and usable at other providers too.
Monthly Payment Plans
Cherry
Apply from your phone in about a minute with no hard credit check. Choose a monthly payment length that fits, then book your treatment.
Larger Treatment Plans
Proceed Finance
Built for higher-value cases — full-mouth reconstruction, All-on-X, multiple implants — with longer terms that keep the monthly figure manageable.
Each row links straight to that lender’s application for this practice.
Payment Estimator
See what a month looks like
Move the slider to your treatment total and pick a term. This shows the monthly figure on an interest-free promotional plan, which is what most patients qualify for on smaller cases.
It’s an estimate, not an offer. Plans that carry interest will be higher, and your final term and rate come from the lender once you apply. Bring the number you see here to the front desk and we’ll tell you what your actual plan looks like.
See what a plan could look like
$250/ month
Estimate only, based on an interest-free promotional plan. Final terms, approval and interest are set by the lender.
Major Credit Cards & Debit
However you’d rather pay
Cash, check, debit and all major credit cards at the front desk — plus HSA and FSA cards for eligible treatment.
Using Your Insurance
We file the paperwork so you don’t have to
We’re in-network with many major PPO dental plans, and we submit claims on your behalf as a courtesy whether or not we’re in-network with yours. At your visit you pay only your estimated deductible or co-pay.
Plans change constantly, so rather than publish a list that goes stale, call us with your carrier and member ID. Karina will verify your coverage and tell you what your visit will cost before you come in.
Call before your visit
Give us your carrier and member ID and we’ll run a benefits check the same day.
Get the plan in writing
After your exam you receive clear treatment options with what insurance covers and what you owe.
Choose how to pay
Pay the balance at the visit, or split it across months with one of our three lenders.
We handle the claim
We submit and track it. Most carriers respond within four to six weeks.
No Surprises
You see the number before you agree to the work
Every treatment plan leaves this desk in writing, with what insurance covers and what you owe on the same page. If a number changes after a claim comes back, we call you — you don’t find out from a bill.
Our lab is inside the office, so there’s no outside lab marking up your crown or denture. That’s the single biggest reason our restorative pricing is what it is.
At the front desk
Numbers first, treatment second.
No surprises
The full cost, and what insurance covers, before you decide.
Benefits are verified up front and financing is laid out in writing, including what the monthly figure really is.
Common Questions
Before you call
If your question isn’t here, ask at the front desk — a short phone call usually clears up anything about a balance or a benefit.
Do you take my insurance?
Most likely. We’re in-network with many PPO plans, and we file claims as a courtesy even when we aren’t. Call with your carrier and member ID and we’ll confirm in a few minutes.
What if I don’t have insurance?
We offer in-office discount dental plans that cover your preventive visits at a reduced rate, and you can combine that with financing for anything larger.
Will I know the cost before treatment starts?
Yes. After your exam we present clear treatment options with prices attached so you can choose what to do and in what order. Nothing begins before you agree to it.
How do you pay for a crown or denture same day?
It’s made in our own lab, in this building. Same-day delivery isn’t an upcharge — it’s simply how the work flows when there’s no outside lab in the middle.
What forms of payment do you accept?
Cash, check, and all major credit cards including Visa, Mastercard and American Express — plus CareCredit, Cherry and Proceed Finance.
Next Step
Let’s find out what your visit actually costs
Call with your insurance details, or book an exam and we’ll go through the numbers together afterward.